Pete Patriarch’s Musings

September 4, 2007

Divorce Insurance for Men

Filed under: Uncategorized — Pete @ 8:36 pm

The past couple of days, talk has been going around of a concrete idea for “Marriage Insurance” or “Divorce Insurance” – the idea being that the man can pay to keep his assets protected in times of divorce – maybe he is under pressure to marry no matter what, maybe he really loves his girlfriend, maybe he’s just insane.

No matter, never fear! Divorce Insurance is here! The claims are that you can pay the insurance, and if you do end up losing the game of Russian roulette where the woman is holding the gun and the bullets, you won’t end up living under a bridge because that is the only place the restraining orders and registries allow you to be.

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I think its a fucking terrible idea. There are many reasons. First of all, if you have ever taken insurance, you know that they are only too happy to take your money for years, but as soon as a claim comes in, they will weasel their way out of it and pay as little as they can, and then jack up the prices to astronomical levels for years.

Next, the idea of divorce insurance is terrible because just like pre-nups, it will give scheming women a chance to lasso innocent lovestruck men with claims of “its going to be OK, we have the insurance, see? I’ll even pay half of the premiums!” Make no mistake, the 75% of divorces initiated by women is not because all the men are assholes.

Finally, and more importantly, the government needs to be held accountable to fix what they broke. I don’t mean to patch it up with more half-assed solutions that hurt more than they help, but to repeal no-fault divorce, to introduce the foreign concept of equality into the courts, and fire fry misandrist and misogynist judges.

So what do you think? Am I totally off-base here? I just think its a terrible idea, and I pay for car and home insurance. I’m not stupid enough to pay for the other kinds of insurances you get offered at every place you shop, but a lot of people are. And while I wouldn’t say

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7 Comments »

  1. Well…in the US any such insurance contract would be voided by courts as being against public policy (contrary to no fault divorce, which has brought such wonderful things to society ).

    Comment by Anonymous — September 5, 2007 @ 8:26 am

  2. I feel I get farked over by my car and health insurance as it is. And I also have the short end of the stick when it comes to marital relations in the eye’s of the law(less). Over all, it’s just a loose loose situation!!

    Comment by Sick Boi — September 6, 2007 @ 6:35 am

  3. Along with your highly valid points, Pete, here is another possible effect of divorce insurance. Women will pressure men not to get it—just as they pressure men not to insist on prenups—using the arguments, “This takes the romance out of the relationship,” and “Don’t you trust me? I won’t divorce you. I’m not like that.” Net result: he doesn’t get the insurance, and a few years later his ass is getting raped in divorce court.

    Comment by K-Dog — September 6, 2007 @ 7:03 pm

  4. By the way, Pete, your last sentence was cut off: “And while I wouldn’t say”…

    Comment by K-Dog — September 6, 2007 @ 7:04 pm

  5. Actually, I have ironclad divorce insurance. I refuse to marry ANY of these skanks.

    There. 100% guaranteed coverage. I’ll never have a loss in divorce court!

    Comment by malesamizdat — September 6, 2007 @ 10:09 pm

  6. @malesamizdat not to mention it doesn’t cost a dime xD

    but I agree divorce insurance is a terrible idea and won’t solve anything.

    Comment by R — September 7, 2007 @ 10:42 pm

  7. It is a dumb idea.
    What makes any guy think the courts would let him keep his insurance payout?
    It would be just one more item in the wifey’s shopping cart, along with his medical insurance, retirement plan, life insurance, house and any other thing that can be stolen.

    Comment by Rob Case — September 8, 2007 @ 4:46 pm


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